Financing with Affirm
We have several options to choose from to align with your budget!
Why choose Affirm?
We understand that the CPA exam is costly to pursue, and we don’t want that to be a barrier that prevents you from achieving your goals! We understand that certain candidates need the flexibility to spread the cost of a review course over a longer period of time. Under our partnership with Affirm, you will have the ability to spread the full cost of the Universal CPA course over 3, 6, or 12 months.
Affirm also offers the ability to pay in 4 installments interest free. The first installment payment is due on the date of the transaction, with the remaining installment payments due every 2 weeks.
What will my monthly payment be with Affirm?
Your monthly payment will be based on the total loan amount, your interest rate (based on the soft credit check), and the financing period that you have selected. For example, if you were to purchase the Universal Complete Course for $499 with a loan period of 12 months at 0% interest, your payment would be $41.58/month. Affirm offers an APR calculator to illustrate what your monthly payment could in the link below:
Am I eligible to sign up for Affirm?
Affirm will do a soft credit check using your information to determine your eligibility for financing. The soft credit check will NOT impact your credit score according to Affirm. To sign up for Affirm, you must meet the following eligibility requirements:
- Be a resident of the United States (including U.S. territories)
- Be at least 18 years old (19 in Alabama or if you're a ward of the state in Nebraska)
- Have a Social Security number (SSN)
- Own a phone number that receives SMS and is registered to the United States or U.S. territories
What interest rate will Affirm charge?
Based on the soft credit check performed by Affirm, your rate will range between 0% and 30%. According to Affirm, the following factors will impact your application:
- Recent credit score and current credit utilization
- Your payment history with Affirm (if applicable)
- Length of Affirm account and the number of loans you currently have with Affirm
- A verification of your income and debt obligations, along with any recent bankruptcies
Need help to decide if Affirm is right for you?
Please contact the Universal team using the contact form below and we’ll help you determine if Affirm is the right financing option for your career goals and budget!
Contact Form
Learn more about Affirm by visiting their FAQ page.
